Suffering a illness or injury that leaves you unable to work is a tragedy that no one wants to experience. Unfortunately, according to statistics compiled by the Centers for Disease Control and Prevention, approximately twenty percent of the adults in the United States suffer from some type of disabling condition. If you have become disabled and are in the process of seeking disability benefits, here are four timely tips that can help you efficiently navigate this process and increase your chances of obtaining the benefits you deserve.
One: Make Sure You are Applying for the Correct Type of Benefits
There are actually two types of disability benefits administered by the Social Security Administration and it is important that you make application for the one that best fits your individual situation. The first type known as disability insurance is for those applicants who have been employed and paid taxes into the system. The other type of benefits are known as supplemental security income, or SSI. This type covers those who have not been sufficiently employed or paid in enough taxes to qualify for the first type of disability insurance. SSI also applies to persons who receive welfare benefits, children and those who suffer certain types of impairments.
Two: Make Sure All Health Information is Complete, Correct and Current
The initial application should include a detailed list of the applicants health history, including:
- A complete list of all health issues, even if they are not the reason for the disability, including the impact these issues have on your normal daily activities
- A complete list of all medical care, including contact information for all care providers, reasons for the appointments and the treatments prescribed
Three: Follow Your Doctor’s Recommendations
Failure to follow the recommendations made by your current medical care team can cause delays or denials in the process of getting your disability claim approved. This includes taking medication as prescribed, attending appointments and undergoing any testing deemed necessary for your condition.
Four: Inform Your Doctor of Your Application for Disability Benefits
Contacting the applicant’s doctor is a common part of the disability application process. Applicants can help expedite their claims by informing their doctors of the application and requesting that they respond as quickly as possible when contacted.
Following these tips will help ensure that your claim is handled as efficiently as possible. However, it may still be denied. If this happens, consider consulting a reputable disability lawyer, such as Law Offices Of Russell J. Goldsmith, in your area. They are experienced in helping applicants file disability claims and navigating the process successfully.